We should all work towards accumulating wealth in order to give it away. Of course once we achieve the financial freedom , there is only so much one can consume so we need to think of ways in which we can put this wealth to use. After all the wealth is really not ours , if it is money we are talking about it is trust that has been given to us by our Creator to put into good use.
We can start working on our philanthropy straight away, and not wait until we make our millions Remember to use whatever resources you have to make a difference to the world. If your $10 a month goes to make a differerence to a family on the other side of the world this small amount would have made a huge difference in 5 years time. Cultivate your philanthropic tendencies and be oriented towards not giving a handout but a hand up. Don't give him the fish but teach him how to fish.